OUTRIDER PRIVACY POLICY
Last Modified: October 2, 2024
1. Introduction
Outrider Strategies, Inc. (“Outrider Pet”) is dedicated to protecting your personal information and informing you about how we use your information. This Privacy Policy applies to your use of Outrider Pet Site (as defined in the Outrider Pet Terms of Service). Any capitalized words undefined in this Privacy Policy shall have the meanings as stated within the Outrider Pet Terms of Service and this Privacy Policy is subject to the Outrider Pet Terms of Service. Please review this Privacy Policy periodically as we may revise it from time to time. If you do not agree with or accept our Privacy Policy in its entirety, you must not access or use the Site. If you use the Site following a change to the terms of this Privacy Policy you agree to accept the revised policies.
2. Information Collected
At Outrider Pet, we collect personally identifiable information (“PII”) and non-personally identifiable (“Non-PII”) information from you. Personally identifiable information is information that can be used to identify you personally. Non-personally identifiable information is information that must be combined with other information to identify you personally.
Personally Identifiable Information Collected
In order to fully use our Site, we may collect user PII including but not limited to your name, address, email, location, pet information, insurance coverage preferences, and other relevant information.
Non-Identifying Information
Whenever you use our Site, we may collect Non-PII from you, such as non-identifying business documents and business information, your IP address, zip code, gender, browsing history, search history, and registration history, interactions with the Site, usage information, location, referring URL, browser, operating system, data usage, data transferred, and Internet service provider. We may also collect information including but not limited to postings you make on the public areas of our website, messages you send to us, and correspondence we receive.
3. Use of Your Information
We will never sell your information without your permission; however you agree that we may use your information in the following ways:
· To provide any services offered and to operate the Outrider Pet Site.
· To enhance or improve our users’ experiences.
· To contact you via email or by other electronic communications where you have an inquiry.
· To share with third parties that whose products you may be interested in, namely insurance carriers and providers.
· To notify you of additional Outrider Pet services and updates.
· To share your information with third party partners to perform functions and provide services to us. We may share your information with marketers, analytics companies, our vendors, and other third party partners.
4. Accessing and Editing Your Information
If you have any questions regarding any PII collected by us, please contact us at sean@outriderpet.com. Please be aware that we may keep inaccessible copies of your PII and non-PII subject to our data retention policies.
5. Removal Requests
If you wish to have any of your PII stored within the Outrider Pet Site modified or removed, please contact us. We will review your request upon our receipt of such request. Please be aware that where required by law or for liability purposes we may retain copies of your PII even after we process a removal request from you.
6. Cookies and Tracking
Cookies may be required in order for our Site to function properly. We may use cookies to remember you, to understand how you use our Site, and to track your preferences and your browsing habits. Cookies may be deployed by us or our third party partners If you disable cookies from your web browser some portions of our Site may not work.
7. Third Party Access to Your Information
Although you are entering into an Agreement with Outrider Pet to disclose your information to us, we do use third party individuals and organizations to assist us, including contractors, web hosts, and others to allow you to access the Site.
Throughout the course of our provision of our services to you, we may delegate our authority to collect, access, use, and disseminate your information. It is therefore necessary that you grant the third parties we may use in the course of our business the same rights that you afford us under this Privacy Policy. For this reason, you hereby agree that for every authorization which you grant to us in this Privacy Policy, you also grant to any third party that we may hire, contract, or otherwise retain the services of for the purpose of operating, maintaining, repairing, or otherwise improving or preserving our Site.
8. Law Enforcement
You agree that we may disclose your information to authorities if compelled to by a court order. Additionally, you agree that we may disclose your information if we reasonably believe that you have violated United States laws, the terms of our Terms of Service or our Privacy Policy, or if we believe that a third party is at risk of bodily or economic harm. In the event that we receive a subpoena affecting your privacy, we may elect to notify you to give you an opportunity to file a motion to quash the subpoena, or we may attempt to quash it ourselves, but we are not obligated to do either. We may also proactively report you and release your information without receiving any request to third parties where we believe that it is proper to do so for legal reasons, where your actions violate any law of the United States or any other country having jurisdiction over us, our Site, or our Terms of Service. You release us from any damages that may arise from or relate to the release of your information to a request from law enforcement agencies or private litigants. We may release your information under the conditions listed in this paragraph whether it is to individuals or entities and to any state or federal authorities, as required.
9. Opt Out of Commercial, Non-Commercial Communications and Do Not Track
If you decide to provide us with your contact information, you agree that we may send you communications via text and emails. However, you may unsubscribe from certain communications by notifying Outrider Pet that you no longer wish to receive these communications. Where we have received such a notification, we will endeavour to promptly remove you from our contact lists. We currently do not offer functionality for you to opt out through “do not track” listings. If you wish to opt out of certain communications or information collection, please contact us at sean@outriderpet.com
10. Third Parties
Outrider Pet or other users may post links to third party websites on Site, which may include information that we have no control over. When accessing a third party site through our Site, you acknowledge that you are aware that these third party websites are not screened for privacy or security issues by us, and you release us from any liability for the conduct of these third party websites.
Please be aware that this Privacy Policy and any other policies in place, in addition to any amendments, do not create rights enforceable by third parties. Outrider Pet bears no responsibility for the information collected or used by any advertiser or third party website. You must review their relevant agreements to understand how their information collection practices work.
11. Security Measures
We make reasonable attempts to protect your information. However, as this is the Internet, we can make no guarantees as to the security or privacy of your information. For this reason, we recommend that you use anti-virus software, routine credit checks, firewalls, and other precautions to protect yourself from security and privacy threats.
12. Your California Privacy Rights
Outrider Pet permits residents of the state of California to use its Site, and complies with the California Business and Professions Code §§ 22575-22579. If you are a California resident you may request certain information regarding our disclosure of personal information to any third parties for their direct marketing purposes. Various provisions throughout this Privacy Policy address requirements of the Californian privacy statutes. Although we do not disseminate your information to third parties without permission, you must presume that we collect electronic information from all visitors. You may contact us at sean@outrider.com with any questions.
13. Age Compliance
We intend to fully comply with United States and international laws respecting children’s privacy. Therefore, we do not collect or process any information for any persons under the age of 18. If you are under 18 and using our Site, please stop immediately and do not submit any information to us. In the event that we have inadvertently collected any information from users under the age of 18 please contact us immediately.
14. International Transfer
Your information may be transferred to – and maintained on – computers located outside of your state, province, country, or other governmental jurisdiction where the privacy laws may not be as protective as those in your jurisdiction. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer. PII and Non-PII that are submitted to Outrider Pet will be collected, processed, stored, disclosed and disposed of in accordance with applicable U.S. law and this policy.
15. Merger and Acquisition
In the event that Outrider is involved in a bankruptcy, merger, acquisition, reorganization or sale of assets, your information may be sold or transferred as part of that transaction. Please be aware that once the information is transferred your privacy rights may change.
16. Amendments
Like our Terms of Service, we may amend this Privacy Policy from time to time. When we amend this Privacy Policy, we will modify the date listed on this Agreement or we may contact you. You must agree to the amendments as a condition of your continued use of our Site. If you do not agree, you must immediately cease using our Site and notify us of your refusal to agree by e-mailing us at sean@outriderpet.com
(800) 925-2509
Outrider Pet Insurance Agency
2108 N St. #8878
Sacramento, CA 95816
4361862 - CA (Individual)
6013815 - CA (Corporate)
© Outrider Pet Insurance Agency, 2024. All Rights Reserved.
Outrider Pet Insurance Agency conducts business as Outrider Strategies Inc. in the state of California (License #6013815). Insurance advice and transactions are available only to California residents. Information provided for other states is for general educational purposes only.
Important Disclosure from Pumpkin’s Compliance Team:
Products and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address. Insurance products are underwritten by either Independence American Insurance Company (NAIC #26581. A Delaware insurance company headquarters located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254), or United States Fire Insurance Company (NAIC #21113. Morristown, NJ). Please refer to your policy forms to determine the underwriter for your policy. Insurance is administered and produced by Pumpkin Insurance Services Inc. (“Pumpkin”) (NPN #19084749; Domiciled in New York with offices at 432 Park Avenue South, Floor 12, New York, NY 10016; CA License #6001617). Outrider Pet Insurance Agency (conducts business as Outrider Strategies Inc. in the state of California) is a licensed insurance agent, not an insurer, and receives compensation based on the premiums for the insurance policies it sells. Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the product and administration. Pumpkin Preventive Essentials is not available in all states. For full terms, visit pumpkin.care/
Important Disclosure from Embrace’s Compliance Team:
Pet Health Insurance is administered by Embrace Pet Insurance Agency, LLC (Lic. No 0G89328) and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8) and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. For full terms and conditions, visit www.embracepetinsurance.com/coverage/embrace-terms. Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address. *Wellness Rewards is offered as an optional membership plan, non-insurance benefit administered by Embrace Pet Insurance Agency, LLC in the United States. Wellness Rewards not available in RI. (c) 2024 American Modern Insurance Group, Inc.
Important Disclosure from Odie’s Compliance Team:
Outrider Pet Insurance Agency is a licensed insurance producer (NPN: 6013815) and may receive compensation for the sale of insurance policies. Pet insurance policies are offered through Odie Pet Insurance, which acts as the program administrator, and are underwritten by Trisura Insurance Company or Trisura Specialty Insurance Company, depending on the policy and state of issue. Coverage is subject to policy terms, conditions, limitations, exclusions, waiting periods, deductibles, and reimbursement limits. Pre-existing conditions are not covered. Not all products or coverage options are available in all states. For policy administration or claims-related questions, please contact Odie Pet Insurance. For questions related to this website or the sale of insurance, please contact Outrider Pet Insurance Agency.